Effective Date: January 2025

1. Information We Collect
MRFS may collect your name, email, phone number, financial information submitted voluntarily, and website usage data.

2. How We Use Your Information
MRFS uses your information to assess mortgage eligibility, respond to inquiries, provide financial guidance, and improve user experience.

3. Sharing of Information
MRFS only shares your information with service partners required to fulfill your request, such as loan officers and underwriters.

4. Data Security
MRFS uses encrypted technology and secure systems to protect your information.

5. Cookies
MRFS website may use cookies to improve functionality and track site performance.

6. Your Rights
You may request access, correction, or deletion of your personal information.

7. Updates
MRFS may update this policy at any time. Continued use indicates acceptance of the new terms.