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Montgomery Realty and Financial Services is a reputable E&O insured full service mortgage/real estate broker company. MRFS can sell, lease refinance or finance any property type (Residential, Commercial and Land). MRFS caters to all borrower types rather your W-2 employed or self-employed. MRFS originates traditional and non-traditional mortgage financing, good or not so good credit. MRFS is licensed with the Department of Real Estate (Corporate Lic# 02227726) and is NMLS licensed (Corporate ID# 2558317 – Individual ID# 360947). CEO/Broker Bryian Keith Montgomery Sr. has over 26 years of experience as a Loan officer and mortgage broker combined in the mortgage finance and Real Estate sales industry.
MRFS has a wide range of real estate investors who are willing to pay all cash for your financiable and non financiable properties with a short escrow. Montgomery Realty and Financial Services is your one stop shop for all of your Real Estate needs.
“I advise my clients with the same discipline and precision I use for my own portfolio. Every recommendation is intentional — whether it’s traditional
financing, a nontraditional structure, or hard money designed for speed and
leverage. I evaluate your position like an investor, not a salesperson,
including whether listing now strengthens your return or if holding the asset
creates a more powerful longterm advantage. My guidance reflects exactly what I would choose for myself.”
with all of your real estate needs
Most people find that mortgage financing is complicated and confusing. We help you
MRFS brokers works with lenders, which cater to all borrowers; rather your credit grade is from A-D. MRFS will find you a lender, which will give you the most competitive rate based on your current credit grade.
The amount a lender is willing to lend to financing your purchase fact in your ratio of debt to income, among other things.
MRFS has non-qualified mortgages (Minimal income documentation) for the self-employed borrowers. In many cases, this can turn a prior loan decline into a loan approval.
If the equity is adequate, MRFS can finance.
MRFS is a full-service, E&O insured mortgage and real estate brokerage. MRFS specialize in buying, selling, leasing, refinancing, and financing all types of properties — including residential, commercial, and land.
Yes. MRFS is fully licensed with the California Department of Real Estate (Corporate License #02227726) and registered with the Nationwide Mortgage Licensing System (NMLS) under Corporate ID #2558317. MRFS CEO/Broker, Bryian Keith Montgomery Sr., holds Individual NMLS ID #360947.
MRFS originates both traditional and non-traditional mortgage financing, including:
FHA, VA, and Conventional Loans
Jumbo Loans
Non-QM (Non-Qualified Mortgage) programs
Bank Statement Stated Income and Cashflow Loans for self-employed borrowers
Hard Money and Private Investor Financing
Absolutely. MRFS caters to all borrower types — whether you have excellent credit, limited credit, or not-so-good credit. We takes pride in finding flexible solutions for each client’s financial situation.
Yes. We specializes in financing and selling both financiable and non-financiable properties. MRFS also works closely with real estate investors who can pay cash and close quickly, ensuring short escrows for sellers who need fast results.
With over 24 years of combined experience in mortgage finance and real estate, MRFS offers unmatched industry knowledge, personalized service, and access to a vast network of lenders and investors. MRFS is your one-stop shop for all real estate and mortgage needs.
Closing times vary depending on the loan type and property, but our team specializes in streamlined processing. Traditional loans often close within 21–30 days, while private money deals, depending on the circumstances, can close in as little as 7-10 days.
Yes. MRFS offers several self-employed borrower programs, such as Bank Statement Loans, Cash Flow Loans, and Stated Income Loans, designed to help business owners and entrepreneurs qualify without traditional W-2 income documentation.
Definitely. MRFS offers refinancing solutions to lower your rate, consolidate debt, or access home equity. MRFS will assess your goals and recommend the most cost-effective options.
You can begin by contacting MRFS for a free consultation. MRFS will review your financial goals, discuss loan or property options, and help you take the next step toward owning, refinancing, or selling your property.
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MRFS will assist you purchase your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.
